إدارة مخاطر القروض المتعثرة في المؤسسات المصرفية

Abstract

This study aims to demonstrate the ability of banking institutions to mange the risks of no performing loans. This study has been applied on Algeria bank for Agriculture and Rural Development Adrar agency. To address the problematic of this research, it has been relied on the descriptive analytical approach. A comparison of the debts of the Agricultural bank was conducted during the fourth quarter of three years by analyzing a large number of tables and data. The main results of the study indicates that the Agricultural Bank does not have the authority or capacity to manage the risks of non – performing loans troubled loans because of the government pressures and restrictions on its freedom in dealing with such loans.