دور الوكالة الوطنية لتسيير القرض المصغر في تمويل المؤسسات الصغيرة والمتوسطة

Abstract

The small and medium enterprises are a wide subject that can not be limited to face a number of difficulties, the most important of which is the problem of financing. The Algerian state has established structures for its support and development, most notably the National Agency for Microcredit Management. In our study, we aim to highlight the role of the National Agency for Microfinance in the financing of small and medium enterprises in the state of Adrar and by giving concepts to both small and medium enterprises and the funding that suits them. Our study concluded that the National Agency for Microcredit has contributed to reducing Unemployment rates and the creation of significant positions, but they still face difficulties and complications in the organizational and administrative aspects